--- titel: Regeling koopsubsidiegrenzen en koopsubsidieplafond 2023 bwb_id: BWBR0047498 type: ministeriele-regeling status: geldend datum_inwerkingtreding: '2023-01-01' bron: https://wetten.overheid.nl/BWBR0047498 citeertitel: Regeling koopsubsidiegrenzen en koopsubsidieplafond 2023 --- # Regeling koopsubsidiegrenzen en koopsubsidieplafond 2023 ### Paragraaf 1. Vaststelling van percentages, bedragen en inkomensklassen ingevolge de ### Artikel 1 De rentevaste periode, bedoeld in artikel 23 van de Wet bevordering eigenwoningbezit, is: 10 jaar. ### Artikel 2 Het percentage van de toetsrente, bedoeld in artikel 26, eerste lid, van de Wet bevordering eigenwoningbezit, bedraagt: 1,0. ### Artikel 3 De financieringslastnorm, bedoeld in artikel 29, eerste lid, van de Wet bevordering eigenwoningbezit, bedraagt: a. a. voor een- en meerpersoonshuishoudens: Financieringslastnorm 1 19,00% 2 19,00% 3 19,00% 4 20,50% 5 20,50% 6 22,00% 7 22,00% 8 23,50% 9 23,50% 10 24,50% 11 24,50% 12 24,50% 13 24,50% 14 24,50% 15 24,50% 16 24,50% 17 24,50% 18 24,50% 19 24,50% 20 24,50% 21 24,50% 22 24,50% 23 24,50% 24 24,50% 25 24,50% 26 24,50% 27 24,50% 28 24,50% 29 24,50% 30 24,50% 31 24,50% 32 24,50% 33 24,50% 34 24,50% 35 24,50% 36 24,50% 37 24,50% 38 24,50% 39 24,50% 40 24,50% 41 24,50% 42 24,50% 43 24,50% 44 24,50% 45 24,50% 46 24,50% 47 24,50% 48 24,50% 49 24,50% 50 24,50% 51 24,50% 52 24,50% 53 24,50% 54 24,50% 55 24,50% 56 24,50% 57 24,50% 58 24,50% 59 24,50% , en b. b. voor een- en meerpersoonsouderenhuishoudens: Financieringslastnorm 1 20,00% 2 20,00% 3 20,00% 4 22,00% 5 22,00% 6 24,00% 7 24,00% 8 25,50% 9 25,50% 10 27,50% 11 27,50% 12 28,00% 13 28,00% 14 28,50% 15 28,50% 16 29,00% 17 29,00% 18 29,50% 19 29,50% 20 29,50% 21 29,50% 22 29,50% 23 29,50% 24 29,50% 25 29,50% 26 30,00% 27 30,00% 28 30,00% 29 30,00% 30 30,00% 31 30,00% 32 30,00% 33 30,00% 34 30,00% 35 30,00% 36 30,00% 37 30,00% 38 30,50% 39 30,50% ### Artikel 4 Het percentage, bedoeld in artikel 29, tweede lid, van de Wet bevordering eigenwoningbezit, waarmee de financieringslastnorm, bedoeld in het eerste lid van dat artikel, ten hoogste kan worden vermeerderd, bedraagt: a. a. voor een- en meerpersoonshuishoudens: Opslagpercentage 1 11,21% 2 11,21% 3 11,21% 4 11,21% 5 11,21% 6 11,21% 7 11,21% 8 11,21% 9 11,21% 10 11,21% 11 11,21% 12 11,21% 13 11,21% 14 11,21% 15 11,21% 16 11,21% 17 11,21% 18 11,21% 19 11,21% 20 11,21% 21 11,21% 22 11,21% 23 11,21% 24 11,21% 25 11,21% 26 11,21% 27 11,05% 28 10,59% 29 10,15% 30 9,71% 31 9,29% 32 8,88% 33 8,48% 34 8,08% 35 7,70% 36 7,33% 37 6,96% 38 6,60% 39 6,25% 40 5,91% 41 5,58% 42 5,25% 43 4,93% 44 4,62% 45 4,31% 46 4,01% 47 3,72% 48 3,43% 49 3,15% 50 2,87% 51 2,60% 52 2,33% 53 2,07% 54 1,82% 55 1,57% 56 1,32% 57 1,08% 58 0,84% 59 0,61% , en b. b. voor een- en meerpersoonsouderenhuishoudens: Opslagpercentage 1 5,71% 2 5,71% 3 5,71% 4 5,71% 5 5,71% 6 5,71% 7 5,71% 8 5,71% 9 5,71% 10 5,71% 11 5,71% 12 5,71% 13 5,71% 14 5,71% 15 5,71% 16 5,71% 17 5,71% 18 5,71% 19 5,71% 20 5,71% 21 5,71% 22 5,71% 23 5,71% 24 5,71% 25 5,71% 26 5,71% 27 5,55% 28 5,09% 29 4,65% 30 4,21% 31 3,79% 32 3,38% 33 2,98% 34 2,58% 35 2,20% 36 1,83% 37 1,46% 38 0,60% 39 0,25% ### Artikel 5 De inkomensklassen en de daarbij behorende maximale hypothecaire leningen, bedoeld in artikel 29, vijfde lid, van de Wet bevordering eigenwoningbezit, zijn: a. a. voor een- en meerpersoonshuishoudens: Inkomensklasse Inkomensklasse Maximale hypothecaire lening Maximale hypothecaire lening ondergrens bovengrens ondergrens bovengrens 1 € – € 25.999 € – € 135.457 2 € 26.000 € 26.499 € 135.462 € 138.062 3 € 26.500 € 26.999 € 138.068 € 140.667 4 € 27.000 € 27.499 € 147.657 € 150.386 5 € 27.500 € 27.999 € 150.392 € 153.121 6 € 28.000 € 28.499 € 160.369 € 163.227 7 € 28.500 € 28.999 € 163.233 € 166.091 8 € 29.000 € 29.499 € 173.599 € 176.586 9 € 29.500 € 29.999 € 176.592 € 179.579 10 € 30.000 € 30.499 € 184.759 € 187.832 11 € 30.500 € 30.999 € 187.838 € 190.911 12 € 31.000 € 31.499 € 190.918 € 193.991 13 € 31.500 € 31.999 € 193.997 € 197.070 14 € 32.000 € 32.499 € 197.076 € 200.149 15 € 32.500 € 32.999 € 200.156 € 203.229 16 € 33.000 € 33.499 € 203.235 € 206.308 17 € 33.500 € 33.999 € 206.314 € 209.387 18 € 34.000 € 34.499 € 209.393 € 212.467 19 € 34.500 € 34.999 € 212.473 € 215.546 20 € 35.000 € 35.499 € 215.552 € 218.625 21 € 35.500 € 35.999 € 218.631 € 221.705 22 € 36.000 € 36.499 € 221.711 € 224.784 23 € 36.500 € 36.999 € 224.790 € 227.863 24 € 37.000 € 37.499 € 227.869 € 230.942 25 € 37.500 € 37.999 € 230.949 € 234.022 26 € 38.000 € 38.499 € 234.028 € 235.980 27 € 38.500 € 38.999 € 235.980 € 235.980 28 € 39.000 € 39.499 € 235.980 € 235.980 29 € 39.500 € 39.999 € 235.980 € 235.980 30 € 40.000 € 40.499 € 235.980 € 235.980 31 € 40.500 € 40.999 € 235.980 € 235.980 32 € 41.000 € 41.499 € 235.980 € 235.980 33 € 41.500 € 41.999 € 235.980 € 235.980 34 € 42.000 € 42.499 € 235.980 € 235.980 35 € 42.500 € 42.999 € 235.980 € 235.980 36 € 43.000 € 43.499 € 235.980 € 235.980 37 € 43.500 € 43.999 € 235.980 € 235.980 38 € 44.000 € 44.499 € 235.980 € 235.980 39 € 44.500 € 44.999 € 235.980 € 235.980 40 € 45.000 € 45.499 € 235.980 € 235.980 41 € 45.500 € 45.999 € 235.980 € 235.980 42 € 46.000 € 46.499 € 235.980 € 235.980 43 € 46.500 € 46.999 € 235.980 € 235.980 44 € 47.000 € 47.499 € 235.980 € 235.980 45 € 47.500 € 47.999 € 235.980 € 235.980 46 € 48.000 € 48.499 € 235.980 € 235.980 47 € 48.500 € 48.999 € 235.980 € 235.980 48 € 49.000 € 49.499 € 235.980 € 235.980 49 € 49.500 € 49.999 € 235.980 € 235.980 50 € 50.000 € 50.499 € 235.980 € 235.980 51 € 50.500 € 50.999 € 235.980 € 235.980 52 € 51.000 € 51.499 € 235.980 € 235.980 53 € 51.500 € 51.999 € 235.980 € 235.980 54 € 52.000 € 52.499 € 235.980 € 235.980 55 € 52.500 € 52.999 € 235.980 € 235.980 56 € 53.000 € 53.499 € 235.980 € 235.980 57 € 53.500 € 53.999 € 235.980 € 235.980 58 € 54.500 € 54.999 € 235.980 € 235.980 59 € 54.500 € 54.499 € 235.980 € 235.980 , en b. b. voor een- en meerpersoonsouderenhuishoudens: Inkomensklasse Inkomensklasse Maximale hypothecaire lening Maximale hypothecaire lening Ondergrens Bovengrens Ondergrens Bovengrens 1 € – € 25.999 € – € 115.280 2 € 26.000 € 26.499 € 115.284 € 117.497 3 € 26.500 € 26.999 € 117.501 € 119.714 4 € 27.000 € 27.499 € 129.031 € 131.416 5 € 27.500 € 27.999 € 131.421 € 133.805 6 € 28.000 € 28.499 € 143.468 € 146.025 7 € 28.500 € 28.999 € 146.030 € 148.587 8 € 29.000 € 29.499 € 156.094 € 158.780 9 € 29.500 € 29.999 € 158.785 € 161.471 10 € 30.000 € 30.499 € 171.824 € 174.682 11 € 30.500 € 30.999 € 174.688 € 177.546 12 € 31.000 € 31.499 € 180.225 € 183.126 13 € 31.500 € 31.999 € 183.132 € 186.033 14 € 32.000 € 32.499 € 188.798 € 191.742 15 € 32.500 € 32.999 € 191.748 € 194.692 16 € 33.000 € 33.499 € 197.544 € 200.531 17 € 33.500 € 33.999 € 200.537 € 203.524 18 € 34.000 € 34.499 € 206.462 € 209.492 19 € 34.500 € 34.999 € 209.498 € 212.528 20 € 35.000 € 35.499 € 212.534 € 215.564 21 € 35.500 € 35.999 € 215.570 € 218.600 22 € 36.000 € 36.499 € 218.606 € 221.636 23 € 36.500 € 36.999 € 221.643 € 224.673 24 € 37.000 € 37.499 € 224.679 € 227.709 25 € 37.500 € 37.999 € 227.715 € 230.745 26 € 38.000 € 38.499 € 234.028 € 235.980 27 € 38.500 € 38.999 € 235.980 € 235.980 28 € 39.000 € 39.499 € 235.980 € 235.980 29 € 39.500 € 39.999 € 235.980 € 235.980 30 € 40.000 € 40.499 € 235.980 € 235.980 31 € 40.500 € 40.999 € 235.980 € 235.980 32 € 41.000 € 41.499 € 235.980 € 235.980 33 € 41.500 € 41.999 € 235.980 € 235.980 34 € 42.000 € 42.499 € 235.980 € 235.980 35 € 42.500 € 42.999 € 235.980 € 235.980 36 € 43.000 € 43.499 € 235.980 € 235.980 37 € 43.500 € 43.999 € 235.980 € 235.980 38 € 44.000 € 44.499 € 235.980 € 235.980 39 € 44.500 € 44.999 € 235.980 € 235.980 ### Paragraaf 2. Wijziging van de ### Artikel 6 Wijzigt de Wet bevordering eigenwoningbezit. ### Paragraaf 3. Koopsubsidieplafond ### Artikel 7 Het bedrag, bedoeld in artikel 6, zesde lid, onderdeel a, van de Wet bevordering eigenwoningbezit is voor het jaar 2023: € 0. ### Paragraaf 4. Slotbepalingen ### Artikel 8 De Regeling koopsubsidiegrenzen en koopsubsidieplafond 2022 wordt ingetrokken. ### Artikel 9 Deze regeling treedt in werking met ingang van 1 januari 2023. ### Artikel 10 Deze regeling wordt aangehaald als: Regeling koopsubsidiegrenzen en koopsubsidieplafond 2023.