--- titel: Regeling koopsubsidiegrenzen en koopsubsidieplafond 2026 bwb_id: BWBR0051842 type: ministeriele-regeling status: geldend datum_inwerkingtreding: '2026-01-01' bron: https://wetten.overheid.nl/BWBR0051842 citeertitel: Regeling koopsubsidiegrenzen en koopsubsidieplafond 2026 --- # Regeling koopsubsidiegrenzen en koopsubsidieplafond 2026 ### Paragraaf 1. Vaststelling van percentages, bedragen en inkomensklassen ingevolge de ### Artikel 1 De rentevaste periode, bedoeld in artikel 23 van de Wet bevordering eigenwoningbezit, is: 10 jaar. ### Artikel 2 Het percentage van de toetsrente, bedoeld in artikel 26, eerste lid, van de Wet bevordering eigenwoningbezit, bedraagt: 3,6. ### Artikel 3 De financieringslastnorm, bedoeld in artikel 29, eerste lid, van de Wet bevordering eigenwoningbezit, bedraagt: a. a. voor een- en meerpersoonshuishoudens: Financieringslastnorm 1 20,10% 2 20,10% 3 20,10% 4 21,20% 5 21,20% 6 22,10% 7 22,10% 8 22,60% 9 22,60% 10 22,60% 11 22,60% 12 22,60% 13 22,60% 14 22,60% 15 22,60% 16 22,60% 17 22,60% 18 22,60% 19 22,60% 20 22,60% 21 22,60% 22 22,60% 23 22,60% 24 22,60% 25 22,60% 26 22,60% 27 22,60% 28 22,60% 29 22,60% 30 22,60% 31 22,60% 32 22,60% 33 22,60% 34 22,60% 35 22,60% 36 22,60% 37 22,60% 38 22,60% 39 22,60% 40 22,60% 41 22,60% 42 22,60% 43 22,60% 44 22,60% 45 22,60% 46 22,60% 47 22,60% 48 22,60% 49 22,60% 50 22,60% 51 22,60% 52 22,60% 53 22,60% 54 22,60% 55 22,60% 56 22,60% 57 22,60% 58 22,60% 59 22,60% 60 22,60% 61 22,60% 62 22,60% 63 22,60% 64 22,60% 65 22,60% , en b. b. voor een- en meerpersoonsouderenhuishoudens: Financieringslastnorm 1 20,40% 2 20,40% 3 20,40% 4 21,50% 5 21,50% 6 22,50% 7 22,50% 8 23,40% 9 23,40% 10 24,00% 11 24,00% 12 24,50% 13 24,50% 14 25,10% 15 25,10% 16 25,60% 17 25,60% 18 26,00% 19 26,00% 20 26,30% 21 26,30% 22 26,60% 23 26,60% 24 26,90% 25 26,90% 26 27,10% 27 27,10% 28 27,30% 29 27,30% 30 27,40% 31 27,40% 32 27,60% 33 27,60% 34 27,70% 35 27,70% 36 27,90% 37 27,90% 38 28,00% 39 28,00% 40 28,20% 41 28,20% 42 28,30% 43 28,30% ### Artikel 4 Het percentage, bedoeld in artikel 29, tweede lid, van de Wet bevordering eigenwoningbezit, waarmee de financieringslastnorm, bedoeld in het eerste lid van dat artikel, ten hoogste kan worden vermeerderd, bedraagt: a. a. voor een- en meerpersoonshuishoudens: Opslagpercentage 1 8,09% 2 8,09% 3 8,09% 4 8,09% 5 8,09% 6 8,09% 7 8,09% 8 8,09% 9 8,09% 10 8,09% 11 8,09% 12 8,09% 13 8,09% 14 8,09% 15 8,09% 16 8,09% 17 8,09% 18 8,09% 19 8,09% 20 8,09% 21 8,09% 22 8,09% 23 8,09% 24 8,09% 25 8,09% 26 8,09% 27 8,09% 28 8,09% 29 8,09% 30 8,09% 31 8,09% 32 8,09% 33 7,91% 34 7,57% 35 7,25% 36 6,93% 37 6,62% 38 6,32% 39 6,02% 40 5,73% 41 5,44% 42 5,16% 43 4,89% 44 4,62% 45 4,35% 46 4,09% 47 3,84% 48 3,59% 49 3,34% 50 3,10% 51 2,87% 52 2,64% 53 2,41% 54 2,19% 55 1,97% 56 1,75% 57 1,54% 58 1,33% 59 1,13% 60 0,93% 61 0,73% 62 0,53% 63 0,34% 64 0,16% 65 0,00% , en b. b. voor een- en meerpersoonsouderenhuishoudens: Opslagpercentage 1 2,99% 2 2,99% 3 2,99% 4 2,99% 5 2,99% 6 2,99% 7 2,99% 8 2,99% 9 2,99% 10 2,99% 11 2,99% 12 2,99% 13 2,99% 14 2,99% 15 2,99% 16 2,99% 17 2,99% 18 2,99% 19 2,99% 20 2,99% 21 2,99% 22 2,99% 23 2,99% 24 2,99% 25 2,99% 26 2,99% 27 2,99% 28 2,99% 29 2,99% 30 2,99% 31 2,99% 32 2,99% 33 2,99% 34 2,99% 35 2,81% 36 2,27% 37 1,95% 38 1,53% 39 1,22% 40 0,72% 41 0,42% 42 0,03% 43 0,00% ### Artikel 5 De inkomensklassen en de daarbij behorende maximale hypothecaire leningen, bedoeld in artikel 29, vijfde lid, van de Wet bevordering eigenwoningbezit, zijn: a. a. voor een- en meerpersoonshuishoudens: Inkomensklasse Inkomensklasse Maximale hypothecaire lening Maximale hypothecaire lening ondergrens bovengrens ondergrens bovengrens 1 € – € 29.999 € – € 155.006 2 € 30.000 € 30.499 € 155.011 € 157.590 3 € 30.500 € 30.999 € 157.595 € 160.173 4 € 31.000 € 31.499 € 166.429 € 169.108 5 € 31.500 € 31.999 € 169.113 € 171.792 6 € 32.000 € 32.499 € 177.076 € 179.838 7 € 32.500 € 32.999 € 179.843 € 182.604 8 € 33.000 € 33.499 € 185.634 € 188.441 9 € 33.500 € 33.999 € 188.447 € 191.254 10 € 34.000 € 34.499 € 191.259 € 194.066 11 € 34.500 € 34.999 € 194.072 € 196.879 12 € 35.000 € 35.499 € 196.885 € 199.692 13 € 35.500 € 35.999 € 199.697 € 202.504 14 € 36.000 € 36.499 € 202.510 € 205.317 15 € 36.500 € 36.999 € 205.323 € 208.130 16 € 37.000 € 37.499 € 208.135 € 210.942 17 € 37.500 € 37.999 € 210.948 € 213.755 18 € 38.000 € 38.499 € 213.761 € 216.568 19 € 38.500 € 38.999 € 216.573 € 219.380 20 € 39.000 € 39.499 € 219.386 € 222.193 21 € 39.500 € 39.999 € 222.198 € 225.005 22 € 40.000 € 40.499 € 225.011 € 227.818 23 € 40.500 € 40.999 € 227.824 € 230.631 24 € 41.000 € 41.499 € 230.636 € 233.443 25 € 41.500 € 41.999 € 233.449 € 236.256 26 € 42.000 € 42.499 € 236.262 € 239.069 27 € 42.500 € 42.999 € 239.074 € 241.881 28 € 43.000 € 43.499 € 241.887 € 244.694 29 € 43.500 € 43.999 € 244.699 € 247.506 30 € 44.000 € 44.499 € 247.512 € 254.367 31 € 44.500 € 44.999 € 254.367 € 254.367 32 € 45.000 € 45.499 € 254.367 € 254.367 33 € 45.500 € 45.999 € 254.367 € 254.367 34 € 46.000 € 46.499 € 254.367 € 254.367 35 € 46.500 € 46.999 € 254.367 € 254.367 36 € 47.000 € 47.499 € 254.367 € 254.367 37 € 47.500 € 47.999 € 254.367 € 254.367 38 € 48.000 € 48.499 € 254.367 € 254.367 39 € 48.500 € 48.999 € 254.367 € 254.367 40 € 49.000 € 49.499 € 254.367 € 254.367 41 € 49.500 € 49.999 € 254.367 € 254.367 42 € 50.000 € 50.499 € 254.367 € 254.367 43 € 50.500 € 50.999 € 254.367 € 254.367 44 € 51.000 € 51.499 € 254.367 € 254.367 45 € 51.500 € 51.999 € 254.367 € 254.367 46 € 52.000 € 52.499 € 254.367 € 254.367 47 € 52.500 € 52.999 € 254.367 € 254.367 48 € 53.000 € 53.499 € 254.367 € 254.367 49 € 53.500 € 53.999 € 254.367 € 254.367 50 € 54.000 € 54.499 € 254.367 € 254.367 51 € 54.500 € 54.999 € 254.367 € 254.367 52 € 55.000 € 55.499 € 254.367 € 254.367 53 € 55.500 € 55.999 € 254.367 € 254.367 54 € 56.000 € 56.499 € 254.367 € 254.367 55 € 56.500 € 56.999 € 254.367 € 254.367 56 € 57.000 € 57.499 € 254.367 € 254.367 57 € 57.500 € 57.999 € 254.367 € 254.367 58 € 58.000 € 58.499 € 254.367 € 254.367 59 € 58.500 € 58.999 € 254.367 € 254.367 60 € 59.000 € 59.499 € 254.367 € 254.367 61 € 59.500 € 59.999 € 254.367 € 254.367 62 € 60.000 € 60.499 € 254.367 € 254.367 63 € 60.500 € 60.999 € 254.367 € 254.367 64 € 61.000 € 61.499 € 254.367 € 254.367 65 € 61.500 € 61.999 € 254.367 € 254.367 , en b. b. voor een- en meerpersoonsouderenhuishoudens: Inkomensklasse Inkomensklasse Maximale hypothecaire lening Maximale hypothecaire lening Ondergrens Bovengrens Ondergrens Bovengrens 1 € – € 28.999 € – € 124.326 2 € 29.000 € 29.499 € 124.330 € 126.469 3 € 29.500 € 29.999 € 126.474 € 128.613 4 € 30.000 € 30.499 € 134.666 € 136.906 5 € 30.500 € 30.999 € 136.910 € 139.150 6 € 31.000 € 31.499 € 144.837 € 147.168 7 € 31.500 € 31.999 € 147.173 € 149.504 8 € 32.000 € 32.499 € 154.788 € 157.202 9 € 32.500 € 32.999 € 157.206 € 159.620 10 € 33.000 € 33.499 € 163.254 € 165.723 11 € 33.500 € 33.999 € 165.728 € 168.196 12 € 34.000 € 34.499 € 171.317 € 173.832 13 € 34.500 € 34.999 € 173.837 € 176.351 14 € 35.000 € 35.499 € 180.205 € 182.774 15 € 35.500 € 35.999 € 182.779 € 185.349 16 € 36.000 € 36.499 € 188.653 € 191.268 17 € 36.500 € 36.999 € 191.273 € 193.888 18 € 37.000 € 37.499 € 196.606 € 199.258 19 € 37.500 € 37.999 € 199.263 € 201.914 20 € 38.000 € 38.499 € 204.009 € 206.688 21 € 38.500 € 38.999 € 206.694 € 209.373 22 € 39.000 € 39.499 € 211.523 € 214.229 23 € 39.500 € 39.999 € 214.234 € 216.941 24 € 40.000 € 40.499 € 219.146 € 221.880 25 € 40.500 € 40.999 € 221.885 € 224.619 26 € 41.000 € 41.499 € 226.127 € 228.879 27 € 41.500 € 41.999 € 228.885 € 231.637 28 € 42.000 € 42.499 € 233.182 € 235.953 29 € 42.500 € 42.999 € 235.958 € 238.729 30 € 43.000 € 43.499 € 239.522 € 254.367 31 € 43.500 € 43.999 € 254.367 € 254.367 32 € 44.000 € 44.499 € 254.367 € 254.367 33 € 44.500 € 44.999 € 254.367 € 254.367 34 € 45.000 € 45.499 € 254.367 € 254.367 35 € 45.500 € 45.999 € 254.367 € 254.367 36 € 46.000 € 46.499 € 254.367 € 254.367 37 € 46.500 € 46.999 € 254.367 € 254.367 38 € 47.000 € 47.499 € 254.367 € 254.367 39 € 47.500 € 47.999 € 254.367 € 254.367 40 € 48.000 € 48.499 € 254.367 € 254.367 41 € 48.500 € 48.999 € 254.367 € 254.367 42 € 49.000 € 49.499 € 254.367 € 254.367 43 € 49.500 € 49.999 € 254.367 € 254.367 ### Paragraaf 2. Wijziging van de ### Artikel 6 Wijzigt de Wet bevordering eigenwoningbezit. ### Paragraaf 3. Koopsubsidieplafond ### Artikel 7 Het bedrag, bedoeld in artikel 6, zesde lid, onderdeel a, van de Wet bevordering eigenwoningbezit is voor het jaar 2026: € 0. ### Paragraaf 4. Slotbepalingen ### Artikel 8 De Regeling koopsubsidiegrenzen en koopsubsidieplafond 2025 wordt ingetrokken. ### Artikel 9 Deze regeling treedt in werking met ingang van 1 januari 2026. ### Artikel 10 Deze regeling wordt aangehaald als: Regeling koopsubsidiegrenzen en koopsubsidieplafond 2026.